The Risk & Insurance Infrastructure for Web3 Finance
Professional indemnity and liability coverage, reimagined for regulated digital asset institutions
Meet insurance and capital requirements under frameworks like Markets in Crypto-Assets Regulation—without locking millions in idle capital.
Key benefits:
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Capital-efficient insurance and PII structures
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Transparent, auditable reserve management
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Faster, automated and verifiable claims processes
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Built for regulatory compliance and institutional standards
Insurance is a bottleneck for Web3 growth
Regulated Web3 companies face increasing pressure to secure professional indemnity insurance (PII) and maintain capital reserves.
But today’s options are broken:
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Limited or unavailable insurance coverage
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High premiums and inefficient capital requirements
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Slow, opaque claims processes
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No integration with digital asset infrastructure
Result: millions in idle capital and constrained growth
HOW IT WORKS
1. Insurance Structuring Layer
We design compliant insurance and captive structures tailored to your regulatory environment and risk profile.
2. On-Chain Risk & Reserve Management
Premiums, reserves, and exposures are managed transparently using blockchain infrastructure.
3. Capital Efficiency Engine
Risk is pooled across participants and optimized with external liquidity and reinsurance capacity.
4. Automated Claims Execution
Smart contract infrastructure enables faster, auditable, and transparent claims handling.
Built for Regulated Web3 Institutions
CASPs / VASPs (MiCA-regulated)
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Exchanges
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Custodians
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Brokers
Also relevant for:
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Stablecoin issuers
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Tokenization platforms
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RWA infrastructure providers
From Idle Capital TO Productive Reserves
Traditional insurance:
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Capital locked
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No yield
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High cost
With CAPTIVAS:
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Pooled and optimized reserves
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Capital deployed into real-world assets
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Yield offsets insurance costs
Designed for regulated environments:
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Aligned with Markets in Crypto-Assets Regulation requirements (including PII expectations)
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Structured with licensed insurance and reinsurance partners
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Fully transparent and auditable infrastructure
CASP USE CASE
A CASP under MiCA
Instead of:
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Locking €5M+ in capital
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Paying high standalone insurance premiums
With CAPTIVAS:
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Join a shared, structured insurance pool
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Optimize capital and coverage requirements
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Earn yield on reserved capital
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Access faster, transparent claims
Compliant, capital-efficient, scalable